Enjoy health coverage with affordable individual health insurance

People in India are not wealthy enough to pay for the huge premium amount toward health insurance. Majority of people in India belong to middle class societies and are always trying to curtail down their cost of living index in order to fulfill their daily needs. Such people want to have health coverage as they need not pay for the medical expenses but they don’t want to pay a lot for the same. Thus, they look for affordable individual health insurance.

Affordable individual health insurance plans easily find place in the budget as an insured has to pay a small amount for availing the medical coverage. One gets the financial coverage for medical contingencies, which gives him/her the peace of mind, as there is an insurer to pay for your medical treatment. These plans have proved to be of great help as these are affordable and offer health coverage.

There are several such plans available in market. You just speak out the premium range and you will get myriad of plans in that range, but judging plans on the basis of premium range is not considered to be a good decision. It is advisable to compare various associated factors, such as coverage limit, benefits, features, inclusions, exclusions, waiting period, copayment, deductible etc.

Apollo Munich is a pure Health Insurance Company that has designed its products looking into the health needs of the common Indian citizen. Its plans are available with wide coverage at cost-affordable rates. All its plans are intelligently designed, not only providing coverage for treatment solely but in addition provide coverage to preventive health needs. It tries to offer all-round coverage to its customers. Working in lines of its objective to uncomplicate health insurance, Apollo Munich has brought products with easy and simple claim procedure, policy wordings with every terms and condition stated clearly.

Family health care insurance

Today, the Indian insurance market is inundated with individual health insurance plans that offer medical coverage to an individual and family healthcare insurance plans, where a single plan offers coverage to all family members.

A family can include an insured, his/her spouse, his/her dependent parents and his/her dependent children, subject to the terms and conditions of the plan.
This plan is designed looking into a family health needs. Each family healthcare insurance plan has different features, benefits and coverage limits.

Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, offers you following family healthcare insurance plans to offer coverage to health needs of all family members:-

• Easy Health Family plan
• Insure Health
• Maxima


The Easy Health plan is a complete family health plan that takes care of Indian family health needs. Insure Health is a product designed with easy-to-buy process. Maxima is India’s first 360 degree plan that offers complete coverage to an insured and his/her family.
All the above mentioned plans come with life-long renewal feature (the most important feature of Apollo Munich’s plan) so that clients can avail the advantages of the same up till their survival.

Discount Health Insurance

Discount itself is great that it is loved and liked by each and every individual. It is accepted and embraced anywhere and everywhere. If it appears with health insurance plans, it turns out to be the choice of millions. Individual should have health insurance plans as these plans makes medical treatment affordable and accessible. Discount health insurance plans are loved by one and all and acts as a boon.

Apollo Munich Health Insurance Company, a joint venture between the Apollo Group of Hospital and Munich Health, is a standalone health insurance company that always keeps the customer’s benefits and interest in mind. Taking into consideration that bonus with healthcare plans or discount health insurance acts as a charisma or an enticement, it gives a discount of 10%, if two or more members are covered under the same health insurance policy.

So, buy the health insurance product for your whole family and enjoy the benefits of the discount. Thus, discount health insurance helps to make the plan cheaper.

Critical Illness Cover

Critical illness cover is an additional cover that comes with health insurance policy and offers coverage for certain serious illnesses. The plan either pays for the treatment expenses, subject to the maximum of sum assured. Every health insurance plan has a specific definition of a critical illness. An insured gets the coverage, if he/she fulfils all the conditions mentioned in the same.

Apollo Munich Health Insurance Company, a joint venture between the Asia’s largest healthcare group and Munich Health, new business segment of Munich Re, offers its clients an addition cover for critical illnesses with all its health insurance plans.

The diseases covered under the Apollo Munich’s critical illness cover are:-

• Cancer
• First heart attack
• Multiple Sclerosis
• Major organ transplantation
• Kidney Failure
• Coronary artery surgery
• Stroke
• Paralysis

Each of the above mentioned disease has its own definition, mentioned in the policy wording of the plan opted for. It is a step ahead in the direction to maintain the transparency between the company and the client.

An individual can look into the variation in the premium to be paid, if critical illness coverage is opted.