Showing posts with label Family floater health insurance. Show all posts
Showing posts with label Family floater health insurance. Show all posts

Friday, March 11, 2011

Family health care

The Indian health insurance market is swamped with individual healthcare policies that offer medical coverage to an individual and family healthcare insurance plans, which offers coverage to the entire family.

A family can include an insured, his/her spouse, his/her dependent parents and his/her dependent children. This plan is intelligently designed looking into a family health needs. Each family healthcare plan varies from the other with respect to its features, benefits and coverage limits.

Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, offers you the below stated family healthcare insurance policy to offer coverage to health requirements of all family members:-

• Easy Health Family plan-- The Easy Health plan is believed to be a complete and an affordable family healthcare product that takes care of family health needs.
• Insure Health-- Insure Health is a product designed with easy-to-buy procedure.
• Maxima-- Maxima is India’s first 360 degree health insurance product offering complete medical coverage to a policy holder and his/her family.

All the above stated products come with life-long renewal feature so that customers can avail the advantages of the same for their whole life.


Family Floater Insurance

Family floater health insurance policy is the one that offers medical shelter to the entire family, which can include a policy holder, his/her spouse, his/her dependent parents and his/her dependent children. Majority of people in India have these family floater insurance plans as all family members get the coverage under the single plan.
It is complete and affordable plan that offers medical security against future health risks.

Importance of family floater insurance plan

• All family members get the protection under the same plan.
• An individual buying the plan gets tax benefits, as per section 80 D of the Income Tax Act.
• These plans offer extensive coverage to all family members as compared to individual health insurance plans.
• Extensive cover means more number of benefits in return of the premium paid by you.
• It offers coverage to major medical treatments and hospitalization bills.
• It can be said to be the entry to quality care, if and when required.

Apollo Munich’s Easy Health family floater plan, available in three variants—Standard, Premium and Exclusive, is the choice of millions. The plan offers a wider cover to people’s healthcare needs.


Family floater health insurance

Medical science is making rapid progress in the field of advancements. One of their advancements is health insurance. As it is must to be health conscious to stay healthy, it is must to have health insurance. There are large numbers of medical insurance companies that offer health cover to individual, family floater and group of people.

Family floater is the family health insurance plan, where a single plan offers health coverage to all family members, which can include an insured, his/her spouse, his/her dependent children and his/her dependent parents. So, the family member of an insured gets the medical and financial protection, if he/she ever comes across any unforeseen event in life.

The best-in-class product is Apollo Munich’s Easy Health plan. It provides cover for hospitalization, pre- and post hospitalization charges, custodial care, domiciliary treatment, day-care procedures etc. The plan comes with three value-added services that include cashless hospitalization, healthline, and health risk assessment tool. All these features take care of preventive health needs of an insured.

The plan is available with life-long renewal, which is an advantage over other health insurer’s plan, as they all offer cover ceasing age. This plan gives the facility of availing cashless hospitalization in more than 4000 network hospitals. In addition, there are many more benefits that contribute equally in making it the best affordable Family floater health insurance plan.